Insurable and Non-Insurable Risks

[ad_1] When we talk of insurance, we are referring to risks in all forms. Hence, having for an insurance policy is just a way of sharing our risks with other people with similar risks. However, while some risks can be insured (i.e. insurable risks), some cannot be insured according to their nature (i.e. non-insurable risks).…

Africa: A Case of Flogging Dead Horses?

On pure economic indicators and all other indicators of development Africa is a dismal picture. Life expectancy has declined; mortality rates increase; heavily indebted, with over half the countries having debt that exceeds their GNP; GDP growth fallen; GDP per capita fallen as population growth gets out of control; health care is collapsing and so…

TWELVE YEARS A SLAVE. NARRATIVE OF SOLOMON NORTHUP-CHAPTER II

THE TWO STRANGERS—THE CIRCUS COMPANY—DEPARTURE FROM SARATOGA—VENTRILOQUISM AND LEGERDEMAIN—JOURNEY TO NEW-YORK—FREE PAPERS—BROWN AND HAMILTON—THE HASTE TO REACH THE CIRCUS—ARRIVAL IN WASHINGTON—FUNERAL OF HARRISON—THE SUDDEN SICKNESS—THE TORMENT OF THIRST—THE RECEDING LIGHT—INSENSIBILITY—CHAINS AND DARKNESS. One morning, towards the latter part of the month of March, 1841, having at that time no particular business to engage my attention,…