If you’re on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.
Credit Cards
Banks
Brokers
Crypto
Mortgages
Insurances
Loans
Before you apply for a personal loan, here's what you need to know.
Get Started!
Knowledge
by Brittney Myers | Published on April 19, 2022
Image source: Getty Images
A library card is a key that can unlock a great many doors.
Check out The Ascent's best credit cards for 2022
To a population used to everything being digitally on-demand, a building full of paper-bound books and physical media can seem outdated. And, in fairness — it is.
But your local library isn't the ancient repository of historical obsolescence that many people may picture these days. Library systems have done a lot to keep up with the changing times, and they offer a huge variety of digital media and online resources perfect for the modern lifestyle.
What's more, they're entirely free. All you need is to sign up for a library card — or, in some cases, provide your phone number — and you can unlock tons of value, all without touching your bank account. Here are just a few of the perks offered by a library membership:
While there are certainly still some of us who like the feel of a physical book in hand, there's no denying that reading on a digital device has its upsides. Library systems use a mobile app — called Libby (formerly OverDrive) — to offer digital copies of books for members to check out.
You can check out an ebook for 7 days or longer (depending on the copy, you can even get extensions). You can either read via the app on any device. Or, if you're a Kindle user, you can connect your account with your Amazon account and send a copy of the book to your Kindle device. Yes, this includes Paperwhite devices!
One of the best things about Libby is that you don't necessarily need to go to the library to get a library card. Depending on your location, you may be able to use your mobile phone number to get a "digital" library card.
Another awesome aspect of the Libby app is that it’s not strictly limited to books. You can also browse and download more than 3,000 digital magazines. Alternatively, magazines can also be checked out through the app Flipster. It allows limited offline viewing and may have titles you can't get through Libby.
For the newspaper lovers, you can go online through America's News and access both local and regional news outlets. You can view archived and current news stories from your area. You'll need a traditional library card (not a phone-number based digital card) for access.
While we're singing Libby's praises, let's not forget about audiobooks. Many titles available as an ebook in the Libby app also come as an audiobook, making it easy to "read" while commuting, exercising, or whatever else you like.
You'll check out audiobooks the same as you would ebooks, and listen on any device right from the app. You can even bookmark your spot, set a sleep timer, and change the playback speed.
For many years, the library has been a great resource for catching up on your favorite shows and movies by borrowing DVDs for free. Now, you can do the same thing, digitally, through the Hoopla and Kanopy apps (access may vary by region).
Once you create an account — you'll need a traditional library card number, you can't use your phone number — you can "borrow" and stream popular television shows, movies, and even music. It's not a massive catalog of content — you won't find the latest Marvel movie, for example — but it's all free with your library card making it an affordable streaming service alternative (or addition).
While you're checking out the Hoopla app, be sure to browse their digital library of comic books and graphic novels. And this collection, unlike the film and TV options, does include a lot of recent and popular series.
For instance, you can borrow and read Marvel and DC comics issued just this week. Plus you can check out more indie publications from Image Comics, Dark Horse Comics, and more.
Online classes can be a great way to learn new skills, be it for career growth or just for fun. Your library membership comes with access to thousands of online educational resources, covering everything from learning a new language to learning to repair your car.
You can use your library card to access LinkedIn Learning, for software and technology skills, or Transparent Language to pick up a new language. The Chilton Library has car manuals going back decades. And library patron access to Creativebug includes arts and crafts classes of all types.
Online classes are great, but what if you're already in school? The library has you covered here, too. You can access tons of educational resources to help students of any age. Your library card can unlock access to Tutor.com to get homework help for grade school or college. Ask questions, find self-study tools, or even get a one-on-one session from a live tutor.
While this list focused on digital resources, your local library may have even more to offer. For example, most libraries have computers that members can use. Some library computers even come with useful software like Adobe Creative Cloud programs.
Beyond computers, you can find a lot of information that simply hasn't been digitized yet, including local genealogical data or archived newspapers. Some libraries may even offer more unconventional resources like a free seed library or STEM learning kits filled with educational toys.
You never know what you'll find at your local library — so take a look!
If you have credit card debt, transferring it to this top balance transfer card secures you a 0% intro APR into late 2023! Plus, you’ll pay no annual fee. Those are just a few reasons why our experts rate this card as a top pick to help get control of your debt. Read The Ascent's full review for free and apply in just 2 minutes.
Brittney is a credit expert and card strategist whose advice has been featured by major publications and financial sites across the web.
We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. The Ascent does not cover all offers on the market. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team.
Related Articles
Best Budget Apps
Best Cash Back Apps
The Ascent’s Definitive Credit Score Guide
Best Debt Payoff Apps
Best Budget Apps
Best Cash Back Apps
The Ascent's Definitive Credit Score Guide
Best Debt Payoff Apps
The Ascent is a Motley Fool service that rates and reviews essential products for your everyday money matters.
Copyright © 2018 – 2022 The Ascent. All rights reserved.
Views: 0
