Money is any item or verifiable record that is generally accepted as payment for goods and services and repayment of debts in a particular country or socio-economic context. The main functions of money are distinguished as: a medium of exchange; a unit of account; a store of value; and, occasionally in the past, a standard…
When waiting in line at the supermarket checkout, have you ever ended up buying a beauty magazine that you saw by the checkout counters? If you have, you are definitely not alone. While a large number of individuals, possibly just like you, purchase beauty magazines on occasion or as an impulse buy, many others have…
Budget car rentals are a traveler’s savior from being stranded in one place and from expensive taxi rides. But with today’s competitive market, I won’t be surprised that from trying to rent a car you end up renting a lawnmower instead. Well maybe not a lawnmower, but sometimes, well most of the time, the people…
Ways to Make Cents at Home In the midst of all these skyrocketing prices, come the how’s, ways and means to save money and earn extra. There are creative but practical ways you can engage in to help the family save and at the same time earn extra. The things that have been sitting in…
A bank is a financial intermediary that accepts deposits and channels those deposits into lending activities, either directly by loaning or indirectly through capital markets. A bank links together customers that have capital deficits and customers with capital surpluses. Due to their importance in the financial system and influence on national economies, banks are highly…
So what does that mean for the independent professional whose web presence is primarily aimed at selling his or her own personal services? You know, services delivered the old-fashioned way, by humans interacting face-to-face or at least voice-to-voice. At best, the average professional is likely to be overwhelmed by the sheer volume of Internet marketing…
Despite recent concerns about state and local government finances, Vanguard Head of Municipals Paul Malloy explains why the municipal bond market remains sound. Read More Municipals rally pauses on headlines of state finances Views: 0
The global financial crisis of 2008 proved no one can predict the market. Tim Buckley’s advice to Vanguard Personal Advisor clients is applicable to all investors: It’s best to be invested. Read More What we learned from the 2008 global financial crisis Views: 0
Karin Risi and Tim Buckley discuss the peace of mind Vanguard Personal Advisor clients can gain from knowing their portfolio has been “pressure tested” against thousands of market scenarios. Read More The reassurance of having a pressure-tested portfolio Views: 0
Karin Risi and Tim Buckley discuss how Vanguard Personal Advisor clients can enroll in a dynamic spending plan, highlighting the value an advisor can provide in determining exactly how much you may need to pull back during a market downturn. Read More How dynamic is your retirement spending strategy? Views: 0